Prepsmart: (verb) to prepare wisely, especially within the realm of financial planning
This is not just "another" Long Term Care Insurance (LTCi) sales sites. You've discovered a gold mine of info here, so settle in and take a tour of the articles, news and stories. You'll be glad you did.
Please allow me to offer you a brief introduction. My name is Clayborne Cotton. I'm not an LTCi insurance agent anymore, but I did spend years in the business before my health issues kicked in. I now live with advanced Multiple Sclerosis.Unfortunately, I now need assistance with every Activity of Daily Living (ADL) and receive 24/7 care from my wife, Kimberly.
Of course, long term care insurance can't cure my condition, however it most certainly would have protected our assets, and could have saved my wife years of stressful caretaking. I don't want to see you end up like us - with savings tapped and unnecessary stresses on lifestyle. This is why we made this website for you to learn all you need to do to protect your family.
Kimberly Cotton says, "Without prior planning, an unexpected circumstance can ruin everything you've worked so hard to obtain.
Even though Clayborne grew up with family care issues, and was an LTC insurance broker for several years, we were still caught off-guard by his diagnosis of chronic progressive Multiple Sclerosis.
With no insurance to help pay for care, I am his only caregiver. Our lives continue to be dramatically impacted, as the daily challenges mount. Please don't let this happen to you. PrepSmart!"
So, let me ask you: Who better than a former insurance broker, who's now disabled and receiving care himself, to welcome you to the one website than can best help you through the confusing maze of long term care insurance - along with it's potential frauds, predators, tricks and traps?
What you want is a long term care insurance policy that is designed to fit the unique profile of your personal health and financial circumstances, so you can get the biggest bang for your buck. Your Buyers Advocate will do his or her best to do just that.
Since the mid-1990s PrepSmart.com has been the preeminent, online hub for financial security and preparedness, with regard to asset protection through Long Term Care Insurance. It offers a broad range of articles, tips and tools for financial security.
PrepSmart.com, with the LTCi Buyer's Advocate Alliance, is the public service the Cottons began during the Internet "Ice Ages" of 1990's. They saw a need that wasn't being filled on the Internet. People wanted to know more about long term care insurance, without feeling pressured to buy. Many folks wanted to research LTC insurance from the privacy of their own homes.
"People want to feel comfortable while researching", Kimberly says, "so we built a website chock full of information (and a bit of humor) where people could learn about LTC insurance before contacting an agent. Then, we went a bit further. We searched the country for dedicated, knowledgeable brokers who were consumer-minded and service-oriented."
Kimberly explains, "Our intention is to match people who are interested in long term care insurance with brokers who are helpful and discerning, instead of being pushy and mostly sales motivated. We also want to make sure that people in rural areas are getting the LTCi and info that people in large cities enjoy. Since we weren't building an insurance agency, it wasn't easy to find brokers at first. Yet we persisted and we think those who have joined the LTCi Buyers Advocate Alliance are some of the finest brokers in the U.S."
Kimberly adds, "Since we are smack dab in the middle of long term care ourselves, we have included videos and articles about long term care issues, both in PrepSmart's main pages and in its blog. There is a wealth of information here, so take some time to go through it."
Clayborne resumes: PrepSmart is run by my wife, Kimberly, and is supported by the Long Term Care insurance Buyer's Advocate Alliance, a nationwide system of industry professionals who are dedicated to helping you get the top-quality, long term care insurance protection that you and your family deserve. Please use this site to obtain apples-to-apples, long term care insurance cost comparisons of the leading long term care insurance companies.
Bless Your Heart,
Clayborne Cotton
Care activist, speaker, author, and celebrity pianoman
Register Now for your FREE Buyers Advocate decision assistance.
PrepSmart.com is an information site that also provides a way to make contact with a licensed long term care insurance broker. PrepSmart.com and/or it's owners, Kimberly and Clayborne Cotton, are not responsible for any Buyers Advocate's advice or recommendations. Any decisions made between a Buyers Advocate and his or her clients or potential clients are their own private business and responsibility.
