12 Rules for Long Term Care Insurance Shoppers..

Here are 12 cardinal long term care insurance rules you must know:

1. Check with several companies.
2. Take your time and compare the outlines of coverage.
3. Understand the policies.
4. Question advertising and brochures until you understand.
5. Don’t buy multiple policies.
6. Accurately disclose your medical history - This is extremely important.
7. Never pay the agent in cash.
8. Write a check, and make it payable to the insurance company.
9. Get the name, address, and telephone number of the agent and of the company.
10. If you don’t receive your policy within 60 days, contact the company or agent.
11. Read the policy again, and make absolutely sure it provides the coverage you want.
12. Reread the application you signed.

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