Treading the Path to Elder and Long Term Care..

Look - A baby boomer adult child can end up suffering financially from care decisions regarding their parents. Just read the article “Navigating the confusing path to elder care“, and you can see how helpful a long term care insurance policy can be when coming up with money to pay for care. The caregiving author spent over half a million dollars on her mom’s Alzheimers care - ouch!! Could you afford to do that? [Read more]

The Five Top Elements of a Long Term Care Insurance Policy..

There are really only five major elements to understand when considering the purchase of long term care insurance protection. These elements will help you craft a policy that provides meaningful protection, whether you need care and make your claim soon after purchase or decades in the future. [Read more]

Take Advantage of Long-Term-Care Insurance Premiums..

A qualified long-term-care policy is considered health insurance under the federal income tax rules, so when you personally buy a qualified policy, the premiums you pay are treated as medical expenses for itemized-deduction purposes on Schedule A. However, there are limits, which can be discussed once you are working with the Buyer’s Advocate nearest you. [Read more]

Technorati Tags: health, income tax, deduction

Factors in Long Term Care Insurance..

There are several newer factors in today’s Long Term Care Insurance decisions. LTC insurance isn’t the new kid on the block anymore, insurance carriers are getting a lot smarter about how they write their plans, and America’s financial advisers are getting a lot more savvy about how to choose them.

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“There are four kinds of people in the world:

“There are four kinds of people in the world:
Those who have been caregivers,
Those who are currently caregivers,
Those who will be caregivers.
And those who will need caregivers.”

- Former First Lady, Rosalynn Carter
on caregiving
Long Term Care insurance helps you get the care you deserve without being a burden on your family. Get your free, comparative rate quotes through your Buyer’s Advocate.

Technorati Tags: caregivers, caregiving, Long Term Care insurance

Long Term Care Now a MAJOR Family Concern..

Most Americans eventually face two choices: either dip into savings to pay for long term care costs, or do without, if possible. But doing without often requires depending on family members to provide some or all the care.

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Technorati Tags: family