Who Needs Long Term Care?

September 26, 2006

These shocking facts had better wake up America’s baby boomer generation to plan now for eventual long term care. There’s no way around it…

[Read more]

Long term care insurance vs. long term disability insurance..

September 24, 2006

Long term disability insurance and long term care insurance
are two quite different things. [Read more]

12 Rules for Long Term Care Insurance Shoppers..

September 24, 2006

Here are 12 cardinal long term care insurance rules you must know: [Read more]

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Retirement Concerns Growing

September 21, 2006

Concerns are growing in both the UK and USA - how will we care for ourselves?

These articles highlight the savings concerns:

Brits’ concern over retirement savings
A newly launched Retirement Confidence Index has shown that as many as one in six Britons expect to
reach …
Article #1

Survey highlights retirement cash shortfall
Today’s pensioners are facing a far less comfortable retirement than those who retired a decade ago, a new survey shows.
Article #2

But with nearly half of us in line to need long term care in our lives, this may warrant even more serious attention. We recommend free comparative rate quotes from the Buyer’s Advocate.

Tips to ease financial discussion with aging parents

September 10, 2006

“Most adults are in denial about their parents’ mortality and avoid asking questions about estate transfer and wills. Oftentimes they do not want to appear greedy about their inheritance or controlling of their parents’ personal matters”, said Clayborne Cotton, founder of PrepSmart.com, “but you need to begin now, especially with long term care insurance quotes. [Read more]

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Medicaid Change Destroys Family Unit - Long Term Care Insurance Needed.

September 10, 2006

Medicaid budget cuts will disproportionately hurt those who can least afford it, especially the frail, sick and elderly in need of long term care. The culprit behind this impending social crisis is an imminent and dramatic change to some states’ Medicaid eligibility. [Read more]

Find Nursing Homes Online..

September 8, 2006

Find Nursing Homes Online [Read more]

The Push for Long Term Care Alternatives..

September 6, 2006

As the nation prepares for the retirement of the post-World War II baby boomer generation, we must consider revamping how we provide and pay for long-term care. Government should reinforce services that allow people to stay in their own homes and communities. [Read more]

New Long Term Care Study Reveals Huge Future Needs

September 3, 2006

Americans living longer face risks of needing long-term care as they age. Individuals currently turning age 65 face an average of 3 years of need for long term care sometime before they die, with 1 in 5 expected to need 5 years of care or more. This is according to a brand new study led by a Penn State researcher. [Read more]

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Is long term care insurance just a scam..?

September 2, 2006

While every business has it’s seedier elements, I’ve known parts of the insurance industry from the inside, and I now believe that the vast majority of the suspicions about & accusations leveled against “insurance” are due to 1. the accuser’s ignorance of risk, probabilities & the insurance mechanism, and 2. the unconscious, projected, larcenous intentions & impulses of the accuser himself. [Read more]

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