Long Term Care Insurance: Yea or Nay?

January 12, 2007

Long term care insurance coverage simply MUST be considered by everybody who can medically qualify for this important coverage.

Why? For starters here are 10 good reasons:

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Five Pillars for Financial Planning..

January 9, 2007

Five Pillars for Financial Planning:

Control Assets

Quality of Life

Freedom and Independence

Shield Assets and Estate

Lift Burdens on Family

Long Term Care Insurance: Who to Trust

January 9, 2007

A contract is a contract, and a long term care insurance company has the right and responsibility to follow it’s policy’s wording to the letter. Buyers BEWARE! Companies can “interpret” vague wording in their favor. So, it’s a very good idea to enlist the expertise of an insurance coverage contract lawyer in the very beginning, rather than waiting until being denied. Just know that lawyers are pricey, so be prepared to spend some extra cash for this last step.

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Long Term Care Insurance circa 2007

January 4, 2007

When long term care insurance was first conceived and offered, back in the 1980’s, most LTCi premium rates were much lower than today’s policies. Why have they increased so much and why are long term care insurance companies raising premiums on existing policies?

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