* Long Term Care insurance - Will you need it or not?

February 19, 2007

Everyone wants to know if they will actually use the long term care insurance they purchase. Some say, why pay so much money for LTCi, if I’m not going to use it. Others, reasonably, hope to never use it, but prefer paying 3-4 thousand a year for insurance over paying 3-5K a month to privately pay.

So, what is the likelihood that you’ll need long term care?

Here’s an interesting little tidbit:

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* Long-distance Caregiving: The Challenges

February 18, 2007

Caregiving is a challenge in every case, but long-distance caregiving can become a nightmare without advance planning.
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But Will You Even Be ABLE to Retire?

February 13, 2007

Everyone envisions the golden years as a time to relax away from the stresses and strains of working life, but for for many baby boomers it may be a far different picture.

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* Are You Willing to Gamble You Won’t Need Insurance for Long Term Care?

February 13, 2007

If it wasn’t clear before, it sure is now - There will likely be long term care in your future. If it isn’t you who needs care, then the percentages are high that you will be in the position of a caregiver.

This heartbreaking quote is just the tip of the iceberg with this personal account of the elder care journey:

“Had I only known to insist that we buy Long Term Care Insurance for them prior to their illnesses, their many years of in-home care could have been paid for and I could have saved myself so much heartache, not to mention a small fortune.”

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Caregiving Comfort: A Family Caregiver’s Portable Support Group

February 4, 2007

A caregiver needs all the support that can be had, but all-too-often a caregiver cannot find time and energy to attend scheduled support groups. Imagine the usefulness of a portable support group you can carry with you anywhere and access whenever you want. That’s what we can have in Carol Bursack’s touching little book, “Minding Our Elders: Caregivers Share Their Personal Stories”.

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