The Truth About Long Term Care insurance??? Not.

March 20, 2007

You sometimes hear a journalist talking about long term and elder care. Sometimes they’re right, sometimes they’re wrong.

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* Smoking, Investing and Long Term Care Insurance

March 14, 2007

It is always prudent to use a specialist when you are researching and purchasing long term care insurance. LTCi can be confusing and products can vary by state. In order to make a bit more money, some financial planners have become licensed to sell long term care insurance. But being licensed to do so does not necessarily make one an expert. I finally found an article on a financial weblog where the author admits to being clueless…

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* Nest Egg Protection Needs Multi-Pronged Approach

March 11, 2007

Good for you! You’re funding your 401k. So what happens to it if you have a long term care emergency?
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For Smart Financial Planning - “Know Thyself and Thy Situation”

March 9, 2007

“Know Thyself and Thy Situation” is a financial planning rule that applies to accounting for financial events that you absolutely know are going to happen and events that have a probability of happening. We’re talking about both expenses that can and should be predicted and about unpredictable emergencies and catastrophes. Especially, you must insure for your likelihood of long term care, for which there is a 50/50 chance, but only if you plan to live past age 65.

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Know Thyself - The Cardinal Financial Panning Rule?

March 9, 2007

While we often apply the rule to evaluating risk tolerance, it works for all aspects of financial management. Raw numbers mean nothing if you have to go against your established behavior patterns to achieve them.

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* 7 Points to Considering Long Term Care Insurance

March 9, 2007

There’s no doubt about it. Deciding if long term care insurance is for you can be confusing. Here is an article that helps you get started.
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* Great Genes Aren’t a Safety Net

March 7, 2007

You might think that having long-lived ancestors means you won’t need long term care and long term care insurance. But it’s time to think again!

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* Less than 200K in Assets?

March 4, 2007

Do you need to buy long term care insurance if you have $200,000 or less in savings? Many financial planners say no, but that answer may be wrong for you. See why…

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* What to Look for in a Long Term Care Insurance Policy

March 2, 2007

There are several things to look for in a long term care insurance policy. You will be able to make a better buying decision by researching and deciding which benefits you want.
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