As we see it, it’s far better to lock in a fixed, [tag]long-term care[/tag] [tag]coverage[/tag] expense at an early age, rather than to try to out-invest and gamble that [tag]policy[/tag] [tag]benefits[/tag] won’t be needed until you get older…”

My mother is so glad to have Long Term Care insurance right now. She doesn’t need it at this moment, and hopefully she never will. So, why is she happy?