* 7 Points to Considering Long Term Care Insurance
March 9, 2007
There’s no doubt about it. Deciding if long term care insurance is for you can be confusing. Here is an article that helps you get started.
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* Great Genes Aren’t a Safety Net
March 7, 2007
You might think that having long-lived ancestors means you won’t need long term care and long term care insurance. But it’s time to think again!
* What to Look for in a Long Term Care Insurance Policy
March 2, 2007
There are several things to look for in a long term care insurance policy. You will be able to make a better buying decision by researching and deciding which benefits you want.
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* Long Term Care insurance - Will you need it or not?
February 19, 2007
Everyone wants to know if they will actually use the long term care insurance they purchase. Some say, why pay so much money for LTCi, if I’m not going to use it. Others, reasonably, hope to never use it, but prefer paying 3-4 thousand a year for insurance over paying 3-5K a month to privately pay.
So, what is the likelihood that you’ll need long term care?
Here’s an interesting little tidbit:
Long Term Care Insurance: Yea or Nay?
January 12, 2007
Long term care insurance coverage simply MUST be considered by everybody who can medically qualify for this important coverage.
Why? For starters here are 10 good reasons:
Long Term Care Insurance circa 2007
January 4, 2007
When long term care insurance was first conceived and offered, back in the 1980’s, most LTCi premium rates were much lower than today’s policies. Why have they increased so much and why are long term care insurance companies raising premiums on existing policies?
Long Term Care Insurance: Five Simple Steps for Comparing and Choosing Policies
December 26, 2006
Every insurance policy is a legal contract. Once agreed upon by both parties, a long term care insurance company must uphold their contract to the letter, or risk lawsuits and regulatory prosecution. Each policy is crafted with utmost care using the probabilities of actuaries, as well as contract lawyers’ keen legaleze, and here’s how to navigate the decision process.
The End of “Unlimited Lifetime” Benefits in New Long Term Care Insurance Policies?
November 16, 2006
Prominent long term care insurance carrier Penn Treaty recently announced that it will discontinue offering the “unlimited lifetime” benefit option on all new policy forms as of 1/1/2007. Will other insurance companies follow suit? We think so, as the industry adjusts to changes in the all-too-real world of care and care giving.
John Hancock Leading Edge Long Term Care Insurance - Pt. 3
October 13, 2006
“Leading Edge” - Part 3
This John Hancock product also offers an alternative to the costly “lifetime benefit” offered by most other companies. The new benefit is called “5 Years Plus $1 Million”, and it is designed to cover you if you need many years of care. Check all your options with your Buyer’s Advocate.
Technorati Tags: John Hancock, benefit
John Hancock Leading Edge Long Term Care Insurance - Pt. 2
October 13, 2006
“Leading Edge” Part 2
John Hancock policy is the leading edge in long term care insurance products. The new policy features built-in, compound inflation protection linked to the Consumer Price Index.
Technorati Tags: long term care insurance, Consumer Price Index
