Privacy Policy


This Overall Privacy Statement verifies that our website is in compliance with accepted Internet privacy principles. This statement discloses the privacy practices for our website. Ours is an independent initiative whose mission is to build users' trust and confidence in the Internet by promoting the principles of disclosure and informed consent. Because this site wants to demonstrate its commitment to your privacy, it has agreed to fully disclose its information practices. When you interact with our Website, you can expect to be notified of:

  • What information is gathered/tracked
  • How the information is used
  • With whom your information is shared

We intend to give you as much control as possible over your personal information. You can visit PrepSmart.com without telling us who you are or revealing any information about yourself. No cookies are used to gather information, but all servers log statistics that keep track of the domains from which people visit us.

There are times when you may choose to offer personal information, such as your name and address. It is our intent to let you know before we collect personal information from you on the Internet, and to transfer your information to your Buyer's Advocate only to meet your immediate expressed needs and only with your permission.

If you do choose to give us personal information, via the Internet, that we or your Buyer's Advocate may need to correspond with you, it is our intent to let you know how we will use such information. Your submitted information will only be provided to your Buyer's Advocate. Rest assured, we never have and never will sell your personal information to marketing lists of any kind. We hate spam, too.

PrepSmart.com contains links to other Web sites. Prepsmart.com, nor it's owners, are not responsible for the privacy practices or the content of such Web sites.

Disclaimer - The short version

PrepSmart.com is a general education service for consumers interested in long term care insurance, retirement and financial planning and later-life income strategies. PrepSmart.com does not sell insurance or financial products nor investment vehicles, and this website is not affiliated with nor does it represent any companies or individuals. In accordance with this, PrepSmart.com does not endorse or recommend any specific product, company, action. Nothing on this web site should be construed as an offer to buy specific financial, investment or insurance products. All information provided is for general informational purposes only. The information provided represents our best efforts to present relevant, timely, accurate information. However, we do not guarantee its accuracy nor timeliness, and we will not be held liable for any information contained herein nor any information arising off this website. No information contained on this site should be interpreted as legal, tax, financial planning or any other professional advice. Always consult a qualified, licensed professional. Information is provided as is, with all faults. PrepSmart.com and its owners, will not be liable to any user or anyone else for any inaccuracy, error or omission, regardless of cause, in the information or for any damages resulting therefrom. In no event shall PrepSmart.com or its owners be liable for any consequential damages suffered as the result of user's access to or use of the information herein nor any information obtained from third-party individuals, specifically those parties referred to as Buyer's Advocates. Any interchange occuring between third-party individuals on or off this website is entirely the responsibility of those individual parties. PrepSmart.com and its owners do not endorse third parties, nor are we responsible for anything occuring between any individuals whatsoever whether on or off this website.