Peace of mind. Paid Annually.

Good Health Discounts

Save money and get the best rates available if you're healthy.

Guaranteed for life

Your policy will be guaranteed renewable for life. Health changes do not affect coverage.

Coverage for couples

Optional Shared Benefit Options allow both couples to share coverage with each other.

Protect your assets in any market.

Don't worry about selling assets in to potential bear markets to pay for Long-Term Care expenses.

Types of instive Insurance

Stories and information to help you plan, prepare and protect what matters most.

LTC Annuities

Long-Term Care Annuties allow you to pre-pay your LTC expenses, can tie

read more

Long Term Insurance

Aliquam posuere gravida wolf moon retro. Hella ironic before they sold out

read more

Self Insurance – Cover Yourself?

We explore reasons why it may or may not make sense to

read more

Long Term Insurance

Aliquam posuere gravida wolf moon retro. Hella ironic before they sold out

read more

Hybrid: Life + LTC Bundled

Get a guaranteed return either through Long-Term Care benefits, or as a

read more

Hybrid: Life + LTC Bundled

Get a guaranteed return either through Long-Term Care benefits, or as a

read more

Start with your zip code to compare car insurance

    Start with your zip code to compare Home insurance

      Start with your zip code to compare life insurance

        Start with your zip code to compare health insurance

          945+ Reviews

          Already member? SIGN IN

          Maria Marlin Retired Govt Officer, ON, Canada

          Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.

          Maria Marlin Retired Govt Officer, ON, Canada

          Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.

            What happens if...

            Stories and information to help you plan, prepare and protect
            what matters most.Stories and information to help

            Protecting businesses place great weight on lots of things. But what we don’t really seem.

            Protecting businesses place great weight on lots of things. But what we don’t really seem.

            Protecting businesses place great weight on lots of things. But what we don’t really seem.

            Protecting businesses place great weight on lots of things. But what we don’t really seem.

            Protecting businesses place great weight on lots of things. But what we don’t really seem.

            Protecting businesses place great weight on lots of things. But what we don’t really seem.

            Funded and backed by