Here at PrepSmart, we believe that hybrid LTCI policies are an investment for your future health needs and a boost to your financial well being. We also believe in the importance of being prepared for what your future may hold by planning ahead for the unknowns. Planning for retirement requires you to assess your assets and future expenses, one big expense that many leave out is their health care. According to the U.S. Department of Health and Human Services – Administration for Community Living, 70% of people aged 65 and older will need some form of long term care. With that statistic alone, we should all be factoring in the cost of long term care when planning for retirement.
Did you work hard to build a nest egg just to watch it be depleted for your health care needs? We didn’t think so! Don’t let poor planning be the demise of your hard work and retirement funds. You can alleviate this headache by adding a hybrid LTCI policy to your financial portfolio. Why not invest a small portion of your funds into a product that will allow you to live out a happy retirement worry free from large health care expenses when you can plan ahead and get a hybrid LTCI policy in place.
Have some peace of mind by knowing that your rates are guaranteed, your long term care expenses will be covered and your family won’t have the stress of figuring out how to provide care for you when that time comes.