Month: May 2022

Are you doing what you can to protect your future health care needs, while you still have the option? There is little we can do after our government makes changes to a law or creates a new law and puts…

We’ve said it before and we’ll say it again – don’t rely on the government to take care of your long term care costs unless you have been in poverty for at least 5 years prior to needing long term…

Many of us are under the false impression that Medicare is there to cover long term care services. This could not be farther from the truth! Medicare does not cover long term care, in fact, it was designed to help…

For most of us, we have experienced the affect that the long term care costs have on our own friends or family. If you fall under that category, you are probably trying to figure out if LTCI is something can…

Looking back at one of the most memorable moments in long term care history, January 1, 1997 marks the historic turning point for long term care after Congress enacted the Health Insurance Portability and Accountability Act also known as HIPPA…

As some of you may know, you can acquire an LTCI policy through an employee sponsored group coverage plan. But is it worth it? Some group plans can be a positive addition to one’s health coverage through their company, especially…

When it comes to financial planning, there are 3 main phases that collectively outline your financial portfolio. Phase one: Wealth Accumulation – consists of income, savings and investments. Think of this as the building block for the second and third…