Some people can’t fathom the idea of the aging process. It can be upsetting thinking that your body and mind will decline in a way that lessens your experience of life. With the ever increasing complication and cost of long term care, many people say they would prefer to end their life on their own terms than to deal with the aging process.
While this is an understandable reaction, because aging is such an emotional experience. We at PrepSmart strongly believe that there are much better alternatives than suicide. Many people who receive long term care are happy for the chance to experience more life. From watching grandkids grow up to being there for their life partners, there are many reasons worth living even if you need assistance.
Suicide is never an easy subject to talk about, but for some, contemplating this “solution” as a financial planning tool to not burden your loved ones might seem like their only option. Who should they turn to when they feel they have no other avenues to protect their families and their assets? At PrepSmart, our trusted insurance brokers can advise you on the popular alternative of long-term care insurance. With access to a wide variety of long term care companies and plans, we can find the right product for you so that in the case you do need long term care services, you can get the right care and still be present for your loved ones.
The long term care insurance journey does not have to be a stressful one. Since we work for you, our client, and not the insurance companies we take on the brunt of the process and oversee all communication with the companies for a smooth application process. Let us help you protect yourself, your loved ones and your assets from something that could be devastating to your financial portfolio that you worked so hard to build.
The hard truth is, it’s easy for some to say they would prefer suicide over a nursing home especially when they are no where near their final days. However, it’s a tough path to navigate not just for you but also your loved ones when that time presents itself. You may realize that you do not actually wish this on yourself or your family, unfortunately by that point it will be too late to get a long term care policy in place to cover the expenses thus you will have to deplete most if not all of your assets to afford the cost of long term care. You can ease your worries and concerns about the aging process and all that comes with it by allowing the PrepSmart team the opportunity to guide you through your long term care planning journey. By setting a plan in place now, you can enjoy a stress free retirement later!